C-PACE Financing for Energy Efficiency, Resilience & Building Upgrades
Long-term, fixed-rate financing for commercial property improvements including HVAC, lighting, battery backup, roofing, solar and efficiency upgrades.
- Sustainable efficiency projects only
- $1 million+ financing
- Up to 30-year terms
- Installation costs included
How Does It Work?
Project Review
Tell us about the building and planned improvements.
Eligibility & Savings Review
We assess ROI, energy savings, and C-PACE fit.
Funding & Close
Fast coordination with lender and capital stack.
Common Projects We Finance
- Roofing Upgrades
- Battery Storage
- HVAC Upgrades
- LED Lighting
- Seismic Retrofit
- Renewable Energy
- Water Conservation
- Building Controls
Why Finance Instead of Paying Cash?
The right financing structure can help preserve liquidity, protect working capital, and allow your business to move forward without a large upfront cash hit.
Paying Cash
- Large upfront capital outlay
- Reduces cash reserves
- Can limit flexibility for other business needs
- May delay other growth investments
- Puts all project cost on today's balance sheet
Financing the Project
- Preserves working capital
- Spreads cost over time
- Helps align payments with project benefits
- Can support faster implementation
- Keeps more cash available for operations and growth
For many businesses, the best choice is not simply whether they can pay cash - it is whether using capital that way is the smartest move for the business.
Why Work With ARCS?
ROI Driven
Every deal must make business sense.
Sustainability Focused
Environmental, sustainable, and efficiency-focused projects are our priority.
Advisor Approach
Consultative financing, not hard selling.
A Real Consultant, Not a Call Center
When you work with ARCS, you work directly with me - a dedicated consultant focused exclusively on sustainable equipment financing and C-PACE solutions. From first conversation through closing, I personally help structure financing around your project goals, cash flow needs, and long-term business growth. Every transaction receives hands-on attention, responsiveness, and diligent follow-through. My goal is not simply to place financing - it is to help you secure the right structure for your business.
Frequently Asked Questions
What properties qualify?
Commercial, industrial, multifamily (5+ units), nonprofit, and certain mixed-use properties may qualify depending on the state and local C-PACE program. Eligibility is typically based on property type, tax status, and mortgage lender consent.
Can HVAC upgrades be included?
Yes. HVAC systems are one of the most common C-PACE uses, including rooftop units, chillers, controls, automation systems, and other building efficiency upgrades.
Is battery storage eligible?
Absolutely. Battery storage, backup power systems, and resilience upgrades are commonly eligible when they improve building efficiency, energy resilience, or sustainability outcomes.
Can soft costs be financed?
Yes. In many cases, design fees, engineering, permitting, installation, labor, and other project soft costs can be included as part of the total financing structure.
How long does closing take?
Typical closing timelines range from 30 to 60 days depending on lender consent, jurisdiction approvals, project documentation, and capital provider review.
Let's Discuss Your Project
Complete the short form below and Ross will personally review your project and respond within 24 hours.