Sustainable Equipment Financing That Works for Your Business
ARCS provides flexible, sustainable equipment financing for businesses investing in operational improvements and green upgrades - from a single piece of equipment to full facility overhauls.
Solutions Include
- Equipment loans
- Capital leases
- Operating leases
- Deferred payment structures
- Seasonal or cash-flow-aligned plans
- C-PACE
We Work With: established operators, growing businesses, and credit-challenged situations when the project itself supports approval.
Typical Project Size
$50,000 to $2 million+
Most transactions range from $50,000 to $2 million or more, depending on equipment type, credit profile, and business needs. ARCS works with projects of every scale - from single equipment upgrades to large-scale facility improvements - structuring financing that matches cash flow and long-term operational goals.
Loan versus Lease - What's the Difference?
Most equipment projects can be financed through either a loan or a lease. Both are common - the right choice depends on your goals, cash flow, and how long you plan to use the equipment.
Equipment Loans
Best when you want long-term ownership. You own the equipment (often immediately), with fixed monthly payments over a set term. Ideal for core assets you plan to keep and operate for years.
Equipment Leases
Best for flexibility and lower upfront strain. Lease payments are often lower than loan payments, and end-of-term options typically include purchase, upgrade, or return. Great for businesses that want to stay current with technology.
ARCS will help you compare both clearly and choose the structure that fits your business best.
What Is C-PACE Financing?
C-PACE (Commercial Property Assessed Clean Energy) is a modern way for commercial property owners to finance energy-efficient and renewable upgrades with no upfront cost and long-term, affordable repayment. Instead of a traditional loan, the project is funded through a special property tax assessment that stays with the building - not the business.
100% Financing
C-PACE covers all project costs: equipment, installation, engineering, soft costs, and even measurement & verification.
Long Terms: 20-30 Years
This spreads payments out so the project often becomes cash-flow positive from day one.
Off Balance Sheet Treatment
Because it's a tax assessment, not a loan, many businesses don't have to record it as debt.
Transferable
If the property is sold, the C-PACE assessment transfers to the next owner.
C-PACE Is Ideal For
- HVAC systems
- LED lighting
- Solar energy
- Building envelope improvements
- Controls & automation
- Water conservation
- EV charging infrastructure
If the upgrade saves energy or water, it likely qualifies. Eligibility depends on property type, project scope, and whether C-PACE is available in your state - we're happy to confirm quickly.
Why Work With ARCS vs. Going Direct to a Lender
ARCS acts as a financing partner, not just a lender, guiding you through the process from structure to funding. We'll even tell you if it makes no sense to finance.
- Access to multiple lenders (not just one bank)
- Faster approvals
- Options tailored to your project
- A consultant who stays involved through funding
Ready to Structure Your Project?
Tell us about your project and we'll help you review the best financing options for your business.
Apply Now