Equipment Financing That Works for Your Business
ARCS provides flexible equipment financing for businesses investing in operational improvements and sustainable upgrades — from a single piece of equipment to full facility overhauls.
Solutions include:
- Equipment loans
- Capital leases
- Operating leases
- Deferred payment structures
- Seasonal or cash-flow-aligned plans
- C-PACE
Typical Project Size-$50,000 to $2 million
Most transactions range from $50,000 to $2 million+ depending on equipment type, credit profile, and business needs. ARCS works with a wide range of projects, from single equipment upgrades to large-scale facility improvements structuring financing solutions that match cash flow and long-term operational goals.
We Work With:
- Established operators
- Growing businesses
- Credit-challenged situations (when the project supports approval)
Lease, Loan and C-PACE explained
Loan vs Lease — What’s the Difference?
Most equipment projects can be financed through either a loan or a lease. Both are common the right choice depends on your goals, cash flow, and how long you plan to use the equipment. priority.
Equipment Loans
Equipment Loans
Best when you want long-term ownership. You own the equipment (often immediately), with fixed monthly payments over a set term. Ideal for core assets you plan to keep and operate for years.
lease
Equipment Leases
Best for flexibility and lower upfront strain. Lease payments are often lower than loan payments, and end-of-term options typically include purchase, upgrade, or return. Great for businesses that want to stay current with technology.
ARCS will help you compare both clearly and choose the structure that fits your business best.
C-Pace Explained
What Is C-PACE Financing?
C‑PACE (Commercial Property Assessed Clean Energy) is a modern way for commercial property owners to finance energy‑efficient and renewable upgrades with no upfront cost and long‑term, affordable repayment.
Instead of taking out a traditional loan, the project is funded through a special property tax assessment that stays with the building not the business.
100% Financing
C‑PACE covers all project costs:
- Equipment
- Installation
- Engineering
- Soft costs
- Even measurement & verification
Long Terms: 20–30 Years
This spreads payments out so the project often becomes cash‑flow positive from day one.
Off Balance Sheet Treatment
Because it’s a tax assessment, not a loan, many businesses don’t have to record it as debt.
Transferable
If the property is sold, the C‑PACE assessment transfers to the next owner.
Works With Other Incentives
C‑PACE can be combined with:
- Utility rebates
- Tax credits
- Traditional equipment financing
- Solar incentives
tax assessment, not a loan, many businesses don’t have to record it as debt.
C‑PACE is ideal for:
- HVAC systems
- LED lighting
- Solar energy
- Building envelope improvements
- Controls & automation
- Water conservation
- EV charging infrastructure
If the upgrade saves energy or water, it likely qualifies.
ARCS helps businesses upgrade their buildings with clean, efficient, and financially smart solutions.
C‑PACE allows us to deliver:
No‑money‑down projects
Immediate savings
Long‑term ROI
Improved building value
A smoother path to sustainability
It’s one of the most powerful tools available for modernizing commercial properties.
Eligibility depends on the property type, project scope, and whether C-PACE is available in your state. We’re happy to confirm quickly.
Why Work With ARCS Vs Going Direct to a Lender
ARCS acts as a financing partner, not just a lender, guiding you through the process from structure to funding.
- Access to multiple lenders (not just one bank)
- Faster approvals
- Options tailored to your project
- A consultant who stays involved through funding
Working with ARCS means:
We act as a financing partner, not just a lender, guiding you through the process from structure to funding.
ARCS: Financing Smarter, Sustainable Business Upgrades
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Contact
805 270 3303
ross@greenequipmentfunding.com
12385 Creek Run Dr, #C, Creve Coeur, MO 63141