C-PACE Financing for Energy Efficiency, Resilience & Building Upgrades
Long-term, fixed-rate financing for commercial property improvements including HVAC, lighting, battery backup, roofing, solar and efficiency upgrades.
- Sustainable efficiency projects only
- $1 million + financing
- Up to 30-year terms
- Consultant approach
- Installation costs included
How does it work?
Project Review
Tell us about the building and planned improvements.
Eligibility & Savings Review
We assess ROI, energy savings and C-PACE fit.
Funding & Close
Fast coordination with lender and capital stack.
Common Projects We Finance
Roofing
Upgrades
Battery
Storage
HVAC
Upgrades
LED
Lighting
Seismic
Retrofit
Renewable
Energy
Water
Conservation
Building
Controls
Why Finance Instead of Paying Cash?
The right financing structure can help preserve liquidity, protect working capital, and allow your business to move forward without a large upfront cash hit.
Paying Cash
- Large upfront capital expense
- Impacts liquidity and reserves
- May delay critical building upgrades
- Reduces flexibility for future projects
- Ties up capital that could support growth
Using C-PACE
- Preserves working capital
- Long repayment terms
- Payments frequently aligned with savings
- Includes equipment + installation
- Allows faster project execution
For many commercial property owners, the question is not whether to improve the building — it is how to preserve capital while making the smartest long-term investment.
Why work with ARCS?
CRE & Efficiency Focus
Financing built for commercial property upgrades
C-PACE
Expertise
Institutional capital stack guidance
Advisor Approach
Hands-on support from review through closing
A Real Consultant, Not a Call Center
When you work with ARCS, you work directly with me — a dedicated consultant focused exclusively on sustainable equipment financing and C-PACE solutions.
From first conversation through closing, I personally help structure financing around your project goals, cash flow needs, and long-term business growth.
Every transaction receives hands-on attention, responsiveness, and diligent follow-through.
My goal is not simply to place financing — it is to help you secure the right structure for your business.
Frequently Asked Questions
Commercial, industrial, multifamily (5+ units), nonprofit, and certain mixed-use properties may qualify depending on the state and local C-PACE program. Eligibility is typically based on property type, tax status, and mortgage lender consent.
Yes. HVAC systems are one of the most common C-PACE uses, including rooftop units, chillers, controls, automation systems, and other building efficiency upgrades.
Absolutely. Battery storage, backup power systems, and resilience upgrades are commonly eligible when they improve building efficiency, energy resilience, or sustainability outcomes.
Yes. In many cases, design fees, engineering, permitting, installation, labor, and other project soft costs can be included as part of the total financing structure.
Typical closing timelines range from 30 to 60 days depending on lender consent, jurisdiction approvals, project documentation, and capital provider review.
C-PACE generally has a $1million minimum, however, if you have a smaller project, reach out and we can discuss how to finance it.
FAQ’s
QUESTION 1
What properties qualify?
Commercial, industrial, multifamily (5+ units), nonprofit, and certain mixed-use properties may qualify depending on the state and local C-PACE program. Eligibility is typically based on property type, tax status, and mortgage lender consent.
QUESTION 2
Can HVAC upgrades be included?
Yes. HVAC systems are one of the most common C-PACE uses, including rooftop units, chillers, controls, automation systems, and other building efficiency upgrades.
QUESTION 3
Is battery storage eligible?
Absolutely. Battery storage, backup power systems, and resilience upgrades are commonly eligible when they improve building efficiency, energy resilience, or sustainability outcomes.
QUESTION 4
Can soft costs be financed?
Yes. In many cases, design fees, engineering, permitting, installation, labor, and other project soft costs can be included as part of the total financing structure.
QUESTION 5
How long does closing take?
Typical closing timelines range from 30 to 60 days depending on lender consent, jurisdiction approvals, project documentation, and capital provider review.
Long-Term Fixed-Rate Financing for Commercial Property Improvements
Tell us about your project and we’ll help you review the best financing options for your business.
Let's discuss your project
Complete the short form below and I’ll personally review your project and respond within 24 hours.
- No obligation consultation
- 24-hour response
- No cost to apply